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If customers can’t find it, it doesn’t exist. Clearly list and describe the services you offer. Also, be sure to showcase a premium service.

 Welcome to Coastal Finance and Property. These Terms and Conditions govern your use of our finance services, including car loans, business loans, equipment finance, and home loans. By engaging with our services, you agree to comply with these terms. 

1.1 You must be at least 18 years old to apply for finance.
1.2 Approval is subject to credit checks, verification, and compliance with lending criteria. 

2.1 All applications must be submitted with accurate and complete information.
2.2 Approval of any loan is at our sole discretion and subject to assessment.
2.3 We reserve the right to request additional documentation for verification. 

3.1 Interest rates and loan terms vary based on credit history, loan type, and financial assessment.
3.2 Additional fees may apply, including but not limited to late payment fees, processing fees, and early repayment charges. 

4.1 Loan repayments must be made as per the agreed schedule.
4.2 Late or missed payments may incur penalties and affect credit scores.
4.3 In case of default, legal action may be taken, and assets may be repossessed if applicable. 

5.1 We collect and process your personal and financial information in accordance with our Privacy Policy.
5.2 Your data will be used strictly for loan assessment, verification, and compliance purposes. 

6.1 We are not liable for any financial losses, damages, or delays resulting from loan approvals, rejections, or external factors.
6.2 We do not provide financial advice; customers should seek independent financial consultation.

7.1 We reserve the right to modify these terms at any time.
7.2 Continued use of our services after updates constitutes acceptance of the revised terms.
7.3 We may terminate services if false information is provided or loan agreements are breached. 

These Terms and Conditions are governed by the laws of [Jurisdiction/Country], and any disputes shall be resolved in the appropriate courts. 

 For any inquiries regarding these terms, please contact us at:
📧 Email:  donna@coastalfnp.com.au
📞 Phone: 0437 418 388

By using our services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.